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I did the math, too. Yep, if you have your health and take care of it it actually makes more sense to self-insure and, as needed, pay cash for medical services. Some readers may not know this: in many instances you get big discounts if you pay cash, by the way. This strategy also requires a mindset that one isn't going to automatically do / take whatever doctor recommends, and know that just because the drug / treatment happens to be kerazy expensive, doesn't mean it's better.

With one exception (a well-off relative who thinks as I do, and who also did the math) no one I know would willingly give up their health insurance. They all think it's simply mad to do so. But wrong they are. They're all jabbed and boosted, too.

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excellent informative sharing

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A lot of people don't know about the cash pay discounts. You just have to ask. The thing is, many hospitals don't get paid at all. They assume if you don't have insurance it's because you can't pay. There's more to it than that, but that's it in a nutshell.

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Absolutely!!!

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