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Never. A- they can get the fed to bail them out. B- they can merge and spread the losses. C- they can raise the rates on everyone and unfairly infer everyone has the same risk.

Do not assume you can ever get a medical or life insurance discount because you are unvaxed.

They will NEVER recognise covid vax as the cause of excess deaths or cancer/heart rate risk. Lipids will ALWAYS be the risk factor that raises your insurance rate.

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